Home Remodeling Contractors in Charleston
When undertaking a home remodeling project, people often forget to review their choices for home remodeling contractors in Charleston SC. Whether your home addition budget is large or small, you are adding both the value of your home and your exposure to risk. To ensure that your project goes smoothly and that you have the coverage you need, you want to make sure you find the right home remodeling contractor.
The best way to minimize any issues with your renovation is to hire a reputable home remodeling contractor for the job. As part of the biding process, ask the home remodeling contractor to provide a evidence of Insurance. Always check for the following:
General Liability Insurance: Ask to see the Charleston home remodeling contractors liability insurance, which covers losses due to negligence and errors or omission, which results in property damage.
Workers’ Compensation: Verify that remodeling contractor has workers’ compensation coverage in the event that an employee or subcontractor gets hurt on the job.
Builders Risk: To cover damage to your home and theft of building materials, including those not installed yet. You should require this from your contractor, or make sure you cover this yourself, based on your renovation project.
Home Remodeling Insurance Basics
One-fourth of home remodeling projects add at least 20 percent to the value of a home, yet often most homeowners forget to increase their coverage to protect their investment. Most homeowners insurance policies require at least 80 % of the home’s replacement cost, so it’s important to raise your home’s policy limit before your project begins.
You don’t need to increase your coverage by the same amount as the cost of renovation. Often, a major cost factor in a home remodeling project is labor for tearing out something old. Determining this new replacement can be somewhat complex, so contact us for assistance. Having a good home remodeling contractor in Charleston, SC can help with the majority of these questions.
Home Remodeling Contractors in Charleston SC Basics
Lowcountry Digs, LLC understands what it takes to take your remodel from foundation to finish. Open up your homes interior, add square footage, add storage space, convert the old attic, and update your kitchen and bath. We can determine the construction costs that are involved and get all the necessary documentation.
Give Lowcountry Digs, LLC professional home remodeling contractors Charleston SC a call today.
Contact our home remodeling contractors Charleston SC today!
Go to our estimate page and one of our home remodeling contractors will contact you for a review.